Can sending a child to camp qualify as an eligible expense for a Flexible Spending Account?
Yes, it can. Under IRS guidelines, you can send a child to a day camp as a work-related expense with a Dependent Care FSA.
To use a Dependent Care FSA for reimbursement on day camp, children have to be younger than 13 years old. They must also be claimed as dependents on the federal income tax return. You are allowed to contribute $5,000 a year to a Dependent Care FSA per household, or $2,500 for married couples who file separately. The activity the camp specializes in does not matter as far as eligibility is concerned (whether it is sports-oriented, for example).
Other eligible expenses include:
- Babysitting (work-related whether in your home or outside the home, can be done by a relative not listed as a tax dependent.)
- Before- or after-school programs
- Child care or sick-child care while you work
- Nursery school, nanny fees, or preschool.
- Expenses for a housekeeper who takes care of a child.
- Overnight camps do not quality as a work-related expeses
- Daycare for a child 13 or older
- Summer School
- Kindergarten or school tuition
Learn more about the Dependent Care FSA via the FSAstore.com Learning Center.